Credit repair: 9 ways to rebuild credit after a mistake

Posted by MaliVai Washington // July 15, 2019

Richard Barrington | Senior Financial Analyst, CFAPosted: May 11, 2018  OK, it happened. Some financial setbacks and missed payments made your credit score take a nose-dive. How do you fix your credit once it’s been damaged? Credit repair is serious business, and not a quick fix. The best way to rebuild credit is to work toward […]

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If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit?

Posted by MaliVai Washington // July 8, 2019

April 10, 2019 • 4 min read by AJ Smith  Paying with plastic can make your money seem limitless. But credit cards come with a credit card limit, which is the maximum amount you can charge on the card. When you charge the card’s full limit, you max out that credit card. Even if you pay enough […]

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Underwriter Requirements for a Home Refinance

Posted by MaliVai Washington // June 27, 2019

By: Craig Woodman More Articles The bursting real estate bubble that started in 2008, followed by the large number of mortgage loan defaults, made lenders rethink the way they made mortgage loans. Underwriting guidelines became more stringent because of these defaults and the subsequent losses. Even though mortgage refinance loans are more difficult to get, […]

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5 Unusual Things Affects Credit Score

Posted by MaliVai Washington // June 20, 2019

.JASON M. KAPLAN, ESQ. We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for […]

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10 Tips For Negotiating With Creditors

Posted by MaliVai Washington // June 14, 2019

Advertiser DisclosureOctober 26, 2018 by Gerri Detweiler Article originally published May 5th, 2017. Updated October 26th, 2018. If a debt collector or creditor is calling about a balance you can’t pay in full, the last thing you probably want to do is talk with them. But here’s one reason to pick up the phone: you may […]

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FHA Refinance Loan Basic Requirements

Posted by MaliVai Washington // June 13, 2019

FHA refinance loans offer a variety of options for the borrower. In many cases you don’t have to have an existing FHA loan in order to refinance into one; with certain types of FHA refinancing you do have to have an FHA loan. There are cash-out refinance loans available, no-cash-out, and streamline refinances available. Do […]

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Fla. real estate license fees cut 50% for two years

Posted by MaliVai Washington // June 7, 2019

TALLAHASSEE, Fla. – June 6, 2019 – On Wednesday, Florida Gov. Ron DeSantis and the Department of Business and Professional Regulation (DBPR) announced that the Florida Real Estate Commission (FREC)approved the two-year reduction of biennial license renewal fees for certain active licenses. The discount begins with the next renewal cycle that ends on Sept. 30, 2019. […]

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11 Surprising Ways to Use Coca-Cola at Home

Posted by MaliVai Washington // May 21, 2019

You’re used to seeing this sweet, sparkling treat sipped fresh from a red can or enjoyed with popcorn during a movie. But did you know that Coca-Cola can also help around the house? Take a look at the eleven surprising things Coke can do to make your life easier. 1) Clean Your windows If your […]

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Why is it important to maintain your Appliances?

Posted by MaliVai Washington // May 13, 2019

By: Kathy Colace Have you ever imagined a day without a refrigerator, stove or dishwasher?Then start thinking about it! Appliances now need some kind of repair within the first year 25% of the time regardless of the brand Most homeowners do not think about the importance of their appliances until something goes wrong with them. This […]

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5 Basic Due Diligence Steps For Any Prospective Investment

Posted by MaliVai Washington // April 29, 2019

POSTED BY JD ESAJIAN // MARCH 22, 2019 You can do everything right on six consecutive deals but if you are sloppy with the due diligence on the seventh, the consequences could be severe. As basic as it sounds, it is important to always keep the flow of profits moving in the right direction. Making a small profit […]

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