Posted by MaliVai Washington // March 27, 2020

You will either make it happen or you will make an excuse, you pick!!

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Hard Work

Posted by MaliVai Washington // February 10, 2020

There are no secrets to success. It is the result of preparation, hard work, and learning from failure… Colin Powell

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Why An Investment Property Should Be Your First Real Estate Purchase

Posted by MaliVai Washington // December 5, 2019

By Nancy Rojas Not ready to buy a home for yourself but want to take advantage of great market conditions? Consider buying an investment property! It’s a trend that’s taking over real estate, as savvy investors look to put their money in an appreciating asset. Here are five reasons to consider it. 1. Rates are […]

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How Big Is the Gender Divide in Housing?

Posted by MaliVai Washington // December 4, 2019

Find out what home features women really care about and how they differ from their male counterparts. November 22, 2019 by Barbara Ballinger One in five consumers buying a home today is a single woman. This cohort is the second largest group of home buyers in the country, trailing only married couples. What’s more, women now control […]

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How Carbon-Free Standards Will Impact Homeowners

Posted by MaliVai Washington // November 19, 2019

Several states are taking action to combat climate change. Advise clients on what’s coming and ways they can optimize their energy footprints November 14, 2019 by Mike Phillips As CEO of a “clean technology” company, which helps with reducing carbon use, people ask me how they can have a positive impact on the environment. My answer is […]

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Does Is Make Sense To Refinance?

Posted by MaliVai Washington // October 25, 2019

BY JD ESAJIAN // MARCH 22, 2016 Mortgage interest rates have been all over the place in the past 30 days. One day they drop significantly and the next they are on the rise.  If you lock in rates at just the right time, you may be able to time the market perfectly.  Before you celebrate your interest […]

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Can’t Afford to Buy a Home? Have You Considered Down Payment Assistance?

Posted by MaliVai Washington // October 10, 2019

What’s the number one hurdle for renters making the leap to homeownership? That pesky down payment. Even with an FHA loan that only requires a minimum of 3.5% down, the thought of setting aside several thousand dollars is daunting (and for some, darn near impossible). A survey from Apartment List highlights the struggle for millennial renters, with […]

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Selling your home? Here’s how to draw in buyers and get a higher price

Posted by MaliVai Washington // October 7, 2019

Getting your home ready to sell can seem daunting. Should you paint the whole house? Replace the roof? Renovate the kitchen?  Some 79% of sellers nationwide make at least one renovation or improvement to their home before a sale, according to Zillow. The right combination of upgrades can add as much as 10% above your […]

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How to Get a USDA Loan with Bad Credit

Posted by MaliVai Washington // September 27, 2019

Bad credit doesn’t automatically preclude you from buying a home. You still have options – and a USDA loan is one of them. USDA loans are designed to make homeownership more accessible to Americans, and they come with looser credit standards and income requirements than other types of mortgage loans. This makes them an ideal choice for […]

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Posted by MaliVai Washington // September 20, 2019

BY JULIA KAGAN  Updated Mar 16, 2018 What Is a Mortgagee? A mortgagee is an entity that lends money to a borrower for the purpose of purchasing real estate. In a mortgage lending deal the lender serves as the mortgagee and the borrower is known as the mortgagor. Mortgagee Explained A mortgagee represents the interests of the lending institution in […]

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