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Why an Investment Property Should Be Your First Real Estate Purchase

Posted by MaliVai Washington // September 9, 2019

Not ready to buy a home for yourself but want to take advantage of great market conditions? Consider buying an investment property! It’s a trend that’s taking over real estate, as savvy investors look to put their money in an appreciating asset. Here are five reasons to consider it. 1. Rates are crazy low. Lower rates […]


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When To Hire A Property Manager

Posted by MaliVai Washington // August 16, 2019

POSTED BY JD ESAJIAN // JANUARY 11, 2019 There are two sides to every debate. For some reason, the world of real estate investing is full of debates. One of the more common debates is whether to hire a dedicated property manager. In a perfect world, every landlord would have someone to run their property. As much as […]


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The Difference Between a Pre-Qualification and Pre-Approval

Posted by MaliVai Washington // August 13, 2019

BY CT HOMES  AUGUST 2, 2019 Getting approved for a loan is much different than it was a decade ago. In the past there were multiple options and programs for every different income type and down payment. Today there is much more documentation required and everything is much more scrutinized. A seemingly innocent document requested at the […]


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FSBO Transactions Hit New Record Low

Posted by MaliVai Washington // July 25, 2019

November 12, 2018 REALTOR® Magazine Staff The number of For Sale by Owner transactions fell to a record low of 7 percent of all home sales in 2018, down from 8 percent last year, according to the National Association of REALTORS®’ 2018 Profile of Home Buyers and Sellers. FSBOs—homeowners who try to sell their properties themselves without […]


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Credit repair: 9 ways to rebuild credit after a mistake

Posted by MaliVai Washington // July 15, 2019

Richard Barrington | MoneyRates.com Senior Financial Analyst, CFAPosted: May 11, 2018  OK, it happened. Some financial setbacks and missed payments made your credit score take a nose-dive. How do you fix your credit once it’s been damaged? Credit repair is serious business, and not a quick fix. The best way to rebuild credit is to work toward […]


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If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit?

Posted by MaliVai Washington // July 8, 2019

April 10, 2019 • 4 min read by AJ Smith  Paying with plastic can make your money seem limitless. But credit cards come with a credit card limit, which is the maximum amount you can charge on the card. When you charge the card’s full limit, you max out that credit card. Even if you pay enough […]


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Underwriter Requirements for a Home Refinance

Posted by MaliVai Washington // June 27, 2019

By: Craig Woodman More Articles The bursting real estate bubble that started in 2008, followed by the large number of mortgage loan defaults, made lenders rethink the way they made mortgage loans. Underwriting guidelines became more stringent because of these defaults and the subsequent losses. Even though mortgage refinance loans are more difficult to get, […]


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5 Unusual Things Affects Credit Score

Posted by MaliVai Washington // June 20, 2019

.JASON M. KAPLAN, ESQ. We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for […]


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FHA Refinance Loan Basic Requirements

Posted by MaliVai Washington // June 13, 2019

FHA refinance loans offer a variety of options for the borrower. In many cases you don’t have to have an existing FHA loan in order to refinance into one; with certain types of FHA refinancing you do have to have an FHA loan. There are cash-out refinance loans available, no-cash-out, and streamline refinances available. Do […]


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Fla. real estate license fees cut 50% for two years

Posted by MaliVai Washington // June 7, 2019

TALLAHASSEE, Fla. – June 6, 2019 – On Wednesday, Florida Gov. Ron DeSantis and the Department of Business and Professional Regulation (DBPR) announced that the Florida Real Estate Commission (FREC)approved the two-year reduction of biennial license renewal fees for certain active licenses. The discount begins with the next renewal cycle that ends on Sept. 30, 2019. […]


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