9 Pretty Pastel Paint Colors That Will Fill Your Home With Light

Posted by MaliVai Washington // August 31, 2019

by Lauren Phillips Pastel paint colors may bring visions of childish bedrooms and nurseries to mind, but those notions are more than a little outdated. Pastels are all grown up now, and they’re proving that a little color and soft tones can go anywhere—and make even the smallest of rooms feel light, bright, and beautiful at the […]

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When To Hire A Property Manager

Posted by MaliVai Washington // August 16, 2019

POSTED BY JD ESAJIAN // JANUARY 11, 2019 There are two sides to every debate. For some reason, the world of real estate investing is full of debates. One of the more common debates is whether to hire a dedicated property manager. In a perfect world, every landlord would have someone to run their property. As much as […]

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The Difference Between a Pre-Qualification and Pre-Approval

Posted by MaliVai Washington // August 13, 2019

BY CT HOMES  AUGUST 2, 2019 Getting approved for a loan is much different than it was a decade ago. In the past there were multiple options and programs for every different income type and down payment. Today there is much more documentation required and everything is much more scrutinized. A seemingly innocent document requested at the […]

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FSBO Transactions Hit New Record Low

Posted by MaliVai Washington // July 25, 2019

November 12, 2018 REALTOR® Magazine Staff The number of For Sale by Owner transactions fell to a record low of 7 percent of all home sales in 2018, down from 8 percent last year, according to the National Association of REALTORS®’ 2018 Profile of Home Buyers and Sellers. FSBOs—homeowners who try to sell their properties themselves without […]

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16 Things You Should Do To Save Money In July

Posted by MaliVai Washington // July 18, 2019

In today’s world, it’s more important than ever to prepare for your financial future. And one of the easiest ways to add to your nest-egg is to simply cut expenses and save more of your hard earned money. We often forget some of the golden rules to saving that our parents taught us. Here’s a […]

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Credit repair: 9 ways to rebuild credit after a mistake

Posted by MaliVai Washington // July 15, 2019

Richard Barrington | Senior Financial Analyst, CFAPosted: May 11, 2018  OK, it happened. Some financial setbacks and missed payments made your credit score take a nose-dive. How do you fix your credit once it’s been damaged? Credit repair is serious business, and not a quick fix. The best way to rebuild credit is to work toward […]

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If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit?

Posted by MaliVai Washington // July 8, 2019

April 10, 2019 • 4 min read by AJ Smith  Paying with plastic can make your money seem limitless. But credit cards come with a credit card limit, which is the maximum amount you can charge on the card. When you charge the card’s full limit, you max out that credit card. Even if you pay enough […]

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Underwriter Requirements for a Home Refinance

Posted by MaliVai Washington // June 27, 2019

By: Craig Woodman More Articles The bursting real estate bubble that started in 2008, followed by the large number of mortgage loan defaults, made lenders rethink the way they made mortgage loans. Underwriting guidelines became more stringent because of these defaults and the subsequent losses. Even though mortgage refinance loans are more difficult to get, […]

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5 Unusual Things Affects Credit Score

Posted by MaliVai Washington // June 20, 2019

.JASON M. KAPLAN, ESQ. We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for […]

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10 Tips For Negotiating With Creditors

Posted by MaliVai Washington // June 14, 2019

Advertiser DisclosureOctober 26, 2018 by Gerri Detweiler Article originally published May 5th, 2017. Updated October 26th, 2018. If a debt collector or creditor is calling about a balance you can’t pay in full, the last thing you probably want to do is talk with them. But here’s one reason to pick up the phone: you may […]

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